Welcome to Waypoint's Evidence-Based Investment Insights.
Read More
0 Comments Click here to read/write comments
Tags: retirement plans, prudent investor, prudent investors, uncertainty, investing, risk, prudent portfolio, evidence-based investing, passive investing, passive investor
SPIVA, is Standard and Poor 's bi-annual “Scorecard” comparing the performance of active-managers and their benchmarks. This is the 14th year and the SPIVA Scorecard has served as the de facto scorekeeper of the active versus passive depate. Once again the evidence is overwelmingly in favor of passive. As of 12/31/2015, the S&P Composite 1500 returned 1.01% while the S&P 500 returned 1.38%. During the same period 66.11% of active large cap managers under performed the S&P 500, 56.81% of mid-cap managers underperformed the S&P MidCap 400 and 72.2% small-cap managers underperformed the S&P SmallCap 600 respectivelly.
Read More
0 Comments Click here to read/write comments
Tags: prudent investor, summerville investment advisor, asheville investment advisor, investing, prudent portfolio, evidence-based investing
When it comes to buying or selling your home, most of us already know that the price depends on three things: location, location, location. Asset location is a similar, if less familiar rule that applies to your investments. By managing asset location within your portfolio, we help you keep as much of your wealth as possible – even after the tax man takes his cut. Given how deep that cut can be, it’s another way we add value to your total experience as an investor.
Read More
0 Comments Click here to read/write comments
Tags: prudent investor
0 Comments Click here to read/write comments
Tags: prudent investor, summerville investment advisor, asheville investment advisor, prudent investors
0 Comments Click here to read/write comments
Tags: prudent investor, summerville investment advisor, asheville investment advisor, prudent investors
0 Comments Click here to read/write comments
Tags: prudent investor, summerville investment advisor, asheville investment advisor, prudent investors
A prudent investor is an investor that challenges what is normal in the investing world in which we currently live. Unlike the prudent investor, the average investor lets emotion get the best of him or herself and this can cause returns to be catastrophically low over time (which typically results in this investor not being adequately prepared for retirement). Prudent investors take a more scientific approach which is based in fact and logic. The facts of the markets are described below and, if you choose to be a prudent investor, you can use these to your advantage.
0 Comments Click here to read/write comments
Tags: prudent investor, summerville investment advisor, asheville investment advisor, prudent portfolio
Success in investing is not as complicated as some people make it out to be. It doesn't require a crystal ball or a bunch of numbers and charts. However, if you do research on any investment, this is typically what you see. Type any investment in Morningstar.com and you will see what I am referencing. All of this is designed to make you think that investing is a complex discipline.
0 Comments Click here to read/write comments
Tags: prudent investor, summerville investment advisor, asheville investment advisor
Hurricane Sandy is a disaster. On that, there is no debate. Each of us is either in the thick of it ourselves or have close family and friends who are. All of us face a swarm of questions in the weeks and months ahead: Could we have been better prepared? Is it global warming or the way the world turns? How (and with what funding) will we rebuild our communities, our families … ourselves? What comes next?
0 Comments Click here to read/write comments
Tags: prudent investor, summerville investment advisor, asheville investment advisor
The advisors at Waypoint enjoy living active lives and like to experience the outdoors. Two advisors, in particular, love to play disc golf (frisbee golf). They have travelled all over the southeast, braving all forms of inclement weather, to play disc golf. On one trip to a course in North Carolina, one of the advisors asked the other what life after Waypoint would look like for them. The advisor answered that he would love to travel to all parts of the world and play disc golf. Then that advisor returned the favor and asked the other advisor about life after Waypoint. He said that he would love to sit on his back porch drinking warm apple cider and watch the moon rise over the mountains. Then the discussion turned to how would each of them accomplish these visions for life after pharmacy.
0 Comments Click here to read/write comments
Tags: prudent investor, summerville investment advisor, asheville investment advisor