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It is becoming more common for us to see retirement plans where the owners are not able to fully fund their portion because it is tremendously expensive because of the employees.  We have a special retirement plan design that may allow you (the owner) to maximize your contributions in a very efficient way for the pharmacy cash flow.  We believe that this is one way you should be rewared for taking the risk of pharmacy ownership.  This site is dedicated helping you create a more efficient benefit for the company and fulfill your responsibilities for being a plan sponsor.

Pharmacy 401k plans are a great way to save money and provide a benefit to your employees. Please visit the website at www.pharmacy401k.com to learn more.  Below is Waypoint's blog dedicated to pharmacy 401k plans and retirement planning for pharmacy owners.

Follow your 401k!

Posted by Tyler Campbell on Thu, Jun 21, 2018 @ 04:08 PM

According to a recent study, the average person changes their job 10-15 times during his/her career, many of them spending 5 years or fewer at most of them. Are you one of the many?

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Tags: retirement plans, 401k, savings, 401k planning

Safe-Harbor Deadlines

Posted by Tyler Campbell on Wed, Sep 06, 2017 @ 01:26 PM

A Safe-Harbor 401(k) retirement plan provides the most flexibility and benefit for business owners.

A Safe-Harbor allows owners, and participants alike, to defer the maximum IRS limit to a 401(k) without being dependent on the deferrals of other employees. Furthermore, without a Safe-Harbor in place, owners can be limited to the amount of income that can be saved in their personal 401(k) account per year. Here are some government-mandated deadlines to keep in mind when reviewing retirement benefits. 

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Tags: pharmacy 401k, retirement plans, 401k, safe harbor

Pharmacy401k: Providing Financial Planning For Employees

Posted by Tyler Campbell on Wed, Jul 12, 2017 @ 11:03 AM

Want to help your business stand out to potential future employees – and provide incentive for your current ones to stay? Try providing financial planning assistance! It may be hard to believe, but even in today’s world of near infinite and easily accessible knowledge, the vast majority of people do not know how to prepare for retirement or just how much money they need to save. 

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Tags: retirement plans, employee benefits planning, 401k, financial plan

Pharmacy401k: How the Fiduciary Rule Affects Your Pharmacy's Retirement Plan

Posted by Tyler Campbell on Wed, Jun 14, 2017 @ 12:58 PM

In today’s world of finance, simply providing the benefit of retirement savings for employees is no longer enough.

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Tags: pharmacy retirement plan, retirement plans, fiduciary, 401k

Pharmacy Owners:  Who Do You Get 401(k) Retirement Advice From?

Posted by Tyler Campbell on Tue, Aug 16, 2016 @ 10:40 AM

Some decisions on who to call or get advice from are easy, while others can take some time to figure out.

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Tags: pharmacy 401k, community pharmacy owner, retirement plans, community pharmacy retirement program

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