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It is becoming more common for us to see retirement plans where the owners are not able to fully fund their portion because it is tremendously expensive because of the employees.  We have a special retirement plan design that may allow you (the owner) to maximize your contributions in a very efficient way for the pharmacy cash flow.  We believe that this is one way you should be rewared for taking the risk of pharmacy ownership.  This site is dedicated helping you create a more efficient benefit for the company and fulfill your responsibilities for being a plan sponsor.

Pharmacy 401k plans are a great way to save money and provide a benefit to your employees. Please visit the website at www.pharmacy401k.com to learn more.  Below is Waypoint's blog dedicated to pharmacy 401k plans and retirement planning for pharmacy owners.

Why Profit Sharing Makes Sense

Posted by Tyler Campbell on Wed, Dec 19, 2018 @ 08:30 AM

Profit Sharing. A simple concept, but one that comes with a lot of misconceptions. With this blog, we are hoping to clear some of them up for you. 

In theory, profit sharing is a no brainer. By allowing employees to reap the benefits of the success of the company, you will see happier, more interested, more loyal, and more motivated employees. Additionally, in the US, tax breaks have helped support profit sharing and share ownership. Whether you are considering stock options, direct cash and bonus options, or deferred compensation, there are many things to consider - as each provides its own advantages. 

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Tags: employee benefits planning, 401k, profit-sharing, Blog

Securing Your Retirement

Posted by Tyler Campbell on Fri, May 25, 2018 @ 02:07 PM

With all of the recent changes in DIR fees, we have been talking with our clients a lot about uncertainty and the "unknowns" that always seem to creep up when you least expect them. More specifically, how these unknowns can affect the value of their pharmacy in the future, and how they can be prepared for such changes.

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Tags: employee benefits planning, 401k, savings, will you make it calculator

Pharmacy401k: Providing Financial Planning For Employees

Posted by Tyler Campbell on Wed, Jul 12, 2017 @ 11:03 AM

Want to help your business stand out to potential future employees – and provide incentive for your current ones to stay? Try providing financial planning assistance! It may be hard to believe, but even in today’s world of near infinite and easily accessible knowledge, the vast majority of people do not know how to prepare for retirement or just how much money they need to save. 

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Tags: retirement plans, employee benefits planning, 401k, financial plan

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