The Prudent Investor Blog

SPIVA® U.S. Year-End 2015 and Your Portfolio

Posted by David Plaisance on Thu, Aug 18, 2016 @ 11:02 AM

 

SPIVA, is Standard and Poor 's bi-annual “Scorecard” comparing the performance of active-managers and their benchmarks.  This is the 14th year and the SPIVA Scorecard has served as the de facto scorekeeper of the active versus passive depate.  Once again the evidence is overwelmingly in favor of passive.  As of 12/31/2015, the S&P Composite 1500 returned 1.01% while the S&P 500 returned 1.38%.   During the same period 66.11% of active large cap managers under performed the S&P 500, 56.81% of mid-cap managers underperformed the S&P MidCap 400 and 72.2% small-cap managers underperformed the S&P SmallCap 600 respectivelly. 

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Tags: prudent investor, summerville investment advisor, asheville investment advisor, investing, prudent portfolio, evidence-based investing

The Art of Asset Location

Posted by David Plaisance on Tue, Aug 02, 2016 @ 11:59 AM

When it comes to buying or selling your home, most of us already know that the price depends on three things: location, location, location. Asset location is a similar, if less familiar rule that applies to your investments. By managing asset location within your portfolio, we help you keep as much of your wealth as possible – even after the tax man takes his cut. Given how deep that cut can be, it’s another way we add value to your total experience as an investor.

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Tags: prudent investor

A Siren's Call is a Powerful Temptation to Derail Prudent Investors (part 2)

Posted by David Plaisance on Wed, Jul 27, 2016 @ 12:33 PM



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Tags: prudent investor, summerville investment advisor, asheville investment advisor, prudent investors

A Siren's Call is a Powerful Temptation to Derail Prudent Investors (part 1)

Posted by David Plaisance on Wed, Jul 13, 2016 @ 08:32 AM


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Tags: prudent investor, summerville investment advisor, asheville investment advisor, prudent investors

Three Key Ingredients for Prudent Investor Success

Posted by David Plaisance on Fri, Jul 12, 2013 @ 09:16 AM

There are three key ingredients that can lead to success for the prudent investor.

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Tags: prudent investor, summerville investment advisor, asheville investment advisor, prudent investors

5 Factors for a Prudent Portfolio for the Prudent Investor

Posted by David Plaisance on Wed, Apr 10, 2013 @ 09:50 AM

A prudent investor is an investor that challenges what is normal in the investing world in which we currently live.  Unlike the prudent investor, the average investor lets emotion get the best of him or herself and this can cause returns to be catastrophically low over time (which typically results in this investor not being adequately prepared for retirement).  Prudent investors take a more scientific approach which is based in fact and logic.  The facts of the markets are described below and, if you choose to be a prudent investor, you can use these to your advantage.

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Tags: prudent investor, summerville investment advisor, asheville investment advisor, prudent portfolio

3 Simple Truths to Become a Prudent Investor

Posted by Benjamin Coakley on Thu, Dec 06, 2012 @ 01:08 PM

Success in investing is not as complicated as some people make it out to be.  It doesn't require a crystal ball or a bunch of numbers and charts.  However, if you do research on any investment, this is typically what you see.  Type any investment in Morningstar.com and you will see what I am referencing.  All of this is designed to make you think that investing is a complex discipline. 

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Tags: prudent investor, summerville investment advisor, asheville investment advisor

Lessons from Sandy for the Prudent Investor

Posted by Joe Young on Wed, Nov 21, 2012 @ 03:22 PM

Hurricane Sandy is a disaster. On that, there is no debate. Each of us is either in the thick of it ourselves or have close family and friends who are. All of us face a swarm of questions in the weeks and months ahead: Could we have been better prepared? Is it global warming or the way the world turns? How (and with what funding) will we rebuild our communities, our families … ourselves? What comes next?

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Tags: prudent investor, summerville investment advisor, asheville investment advisor

The Prudent Investor, disc golf and apple cider.

Posted by Benjamin Coakley on Thu, Nov 15, 2012 @ 07:36 PM

The advisors at Waypoint enjoy living active lives and like to experience the outdoors.  Two advisors, in particular, love to play disc golf (frisbee golf).  They have travelled all over the southeast, braving all forms of inclement weather, to play disc golf. On one trip to a course in North Carolina, one of the advisors asked the other what life after Waypoint would look like for them.  The advisor answered that he would love to travel to all parts of the world and play disc golf.  Then that advisor returned the favor and asked the other advisor about life after Waypoint.  He said that he would love to sit on his back porch drinking warm apple cider and watch the moon rise over the mountains.  Then the discussion turned to how would each of them accomplish these visions for life after pharmacy.

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Tags: prudent investor, summerville investment advisor, asheville investment advisor

A Fiduciary Decision Process Tool for the Prudent Investor

Posted by Joe Young on Thu, Nov 15, 2012 @ 07:21 PM

Evaluate, Compare, Select and Document Prudent Investment Options

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Tags: prudent investor, summerville investment advisor, asheville investment advisor, fiduciary